March 24, 2026

Anjouan Gaming License 2026: Complete Guide — Fastest & Most Affordable iGaming License | Zitadelle AG

Anjouan Gaming License 2026: Complete Guide to the Fastest Offshore iGaming License

Published: March 2026 | Author: Zitadelle AG Regulatory Team

The Anjouan gaming license has emerged as the fastest-growing iGaming regulatory option globally, with over 200 new licenses issued in 2025 alone — a 60% year-on-year increase in demand. For online casino operators, sports betting platforms, and crypto gaming entrepreneurs who need to get to market quickly without the 4–6 month timelines and EUR 47,000+ annual fees of Curaçao, or the 60-day process and EUR 10,000 annual cost of Vanuatu, Anjouan offers something uniquely compelling: a legitimate gaming license in as little as 2–4 weeks for approximately EUR 17,000 per year.

This guide covers everything operators need to know about the Anjouan gaming license in 2026 — the regulatory framework, requirements, costs, what has changed in 2025, what the license genuinely offers, and where its limitations lie. Because Anjouan is a jurisdiction where honest assessment matters more than promotional copy.

Zitadelle AG provides end-to-end support for operators obtaining an Anjouan gaming license — from corporate structuring and documentation preparation through ALSI submission, compliance framework setup, banking advisory, and upgrade pathway planning. Book a free consultation →

What Is the Anjouan Gaming License?

The Anjouan gaming license is an offshore regulatory authorization issued by the Anjouan Offshore Finance Authority (AOFA), administered operationally by Anjouan Licensing Services Inc. (ALSI) since May 2023, under the Computer Gaming Licensing Act 007 of 2005. It permits companies to legally operate online gambling services to an international audience.

Anjouan is one of three autonomous islands in the Union of the Comoros, located in the Indian Ocean between mainland Africa and Madagascar. It operates its own regulatory framework for offshore financial services and gaming, distinct from the Union's federal government.

The license covers a single, comprehensive authorization for all iGaming verticals — no separate permits for casino, sports betting, poker, or lotteries. One license covers everything. This simplicity, combined with its speed and cost, is the primary reason for Anjouan's explosive growth in 2025–2026 as Curaçao's LOK framework increased requirements and costs for that jurisdiction.

What the Anjouan License Covers

A single Anjouan gaming license covers all of the following under one authorization:

B2C (operator) activities:

  • Online casino games (slots, table games, live dealer, crash games)

  • Sports betting (fixed odds, in-play, virtual sports, eSports betting)

  • Online poker and peer-to-peer games

  • Lotteries, bingo, and scratch card games

  • Fantasy sports

  • Blockchain-based and crypto casino games

  • Virtual games and simulated betting products

B2B (supplier) activities: Under the original framework, B2C and B2B activities were covered by a single license. Following a July 2025 update, B2B suppliers (software providers, platform providers, payment processors, game developers, RNG providers) are now required to hold either:

  • A dedicated Anjouan B2B License — full authorization for suppliers

  • An Anjouan B2B License Recognition Certificate — available at approximately EUR 9,500 per year, a lighter-touch pathway for established suppliers seeking Anjouan operator recognition

This B2B formalization was Anjouan's most significant regulatory update of 2025 — bringing the supplier layer into the licensing framework and increasing oversight across the iGaming ecosystem.

Regulatory Framework

Primary legislation: Computer Gaming Licensing Act 007 of 2005

Regulatory bodies:

  • AOFA (Anjouan Offshore Finance Authority) — primary regulatory body overseeing licensing, financial compliance, and AML enforcement; responsible for overall gaming licensing governance

  • ALSI (Anjouan Licensing Services Inc.) — operational administrator handling license applications, document processing, and applicant support since May 2023; has modernized and digitized the application process significantly

  • Anjouan Banking and Gaming Supervision Authority (ABGB) — responsible for issuing licenses, supervising operators, and enforcing compliance at the island level

The AOFA and ALSI relationship is analogous to how Vanuatu's VGA operates as agent for the Customs and Inland Revenue Department — a public-private structure common in small offshore jurisdictions. ALSI's 2023 takeover of administration materially improved application efficiency and consistency.

2025 regulatory updates:

  • July 2025: Introduction of B2B License Recognition Certificates for software/service providers at EUR 9,500/year — all B2B suppliers working with Anjouan-licensed operators now require either this certificate or a full B2B license

  • Enhanced AML and KYC checks across all new applications

  • Simplified re-registration pathway for operators migrating from other jurisdictions

  • Clearer domain management and URL authorization procedures

Anjouan Gaming License Requirements (2026)

Corporate Structure

An Anjouan gaming license requires a licensed legal entity — but uniquely, this entity does not need to be incorporated in Anjouan itself. The company can be formed in any jurisdiction not on Anjouan's prohibited list. Common choices:


Company jurisdiction

Estimated annual cost

Anjouan local company

~EUR 4,750/year

Belize IBC

~EUR 2,500/year

Costa Rica S.A.

~EUR 4,000/year

Seychelles IBC

~EUR 3,000–4,000/year

No physical presence required in Anjouan — there is no office, local director, or local employee requirement. This is one of Anjouan's most commercially distinctive features compared to Curaçao (office + director required), Mauritius (2 resident directors + physical office), and Seychelles (1 resident director + physical office).

Personnel Requirements

  • Directors and UBOs: All directors, shareholders, and Ultimate Beneficial Owners must pass a fit-and-proper assessment — background checks for criminal records, financial solvency, and professional reputation

  • PEPs (Politically Exposed Persons) are excluded from applying

  • Compliance Officer: An appointed Compliance Officer is required, responsible for AML/CTF implementation and oversight

  • No residency requirement for any personnel

Technical and Server Requirements

Unlike most offshore jurisdictions, Anjouan has a specific server hosting requirement: both the gaming server and player database must be located and hosted on Anjouan (via ALSI-approved hosting infrastructure). This is a non-negotiable technical requirement.

In practice, ALSI provides the required data replication and server mirroring service — its fee is included in the standard license cost, so operators do not need to independently source Anjouan-based hosting. ALSI manages this as part of the licensing package.

Gaming software must be accompanied by RNG certification from an accredited testing laboratory (e.g., GLI, iTech Labs) or by licensed third-party provider certificates confirming game fairness.

Domain Requirements

  • 2 URLs are included with each license

  • Additional URLs available for additional fees (contact ALSI/Zitadelle AG for current pricing)

  • The applicant must demonstrate ownership or authorization to use all submitted domains

  • Sublicensing is prohibited — licensed operators cannot sublicense to other operators

AML/CTF Compliance Requirements

All applicants must prepare and submit:

  • AML/CTF policy aligned with Anjouan regulatory standards and FATF recommendations

  • KYC (Know Your Customer) procedures — identity verification, beneficial ownership identification, ongoing monitoring

  • Responsible Gaming framework — age verification (18+), self-exclusion program, deposit limits, session controls

  • Transaction monitoring procedures

  • GEO IP blocking — must be implemented to restrict access from prohibited jurisdictions

  • Privacy policy and Terms & Conditions published on the licensed website

Documentation Checklist


Category

Documents

Corporate

Certificate of incorporation, M&A/Articles, shareholder register, corporate structure chart

Personal (all directors, UBOs)

Certified passport, proof of address, criminal background check, source of funds declaration

Business

Business plan (3-year projections, target markets, product description, risk analysis)

Technical

Platform description, RNG/game fairness certificates, server/hosting arrangements

Compliance

AML/CTF policy, KYC procedures, responsible gaming policy, privacy policy, T&Cs

Agreements

Software provider agreements, content provider agreements

Fees and Costs (2026)

Government/ALSI Fees


Fee

Amount

Annual license fee

~EUR 17,000–17,828 (includes ALSI data replication/server service; covers up to 2 URLs)

B2B Recognition Certificate (for suppliers)

~EUR 9,500/year

Key person authorization

~EUR 2,000/year per additional key person

The annual fee is the primary recurring cost. Unlike Curaçao (which has a separate application fee), Anjouan's fee structure folds application and operational costs together.

Total First-Year Budget


Item

Estimated Cost

Anjouan annual license fee

~EUR 17,000

Company formation (Belize/Seychelles/Anjouan)

EUR 2,500–5,000

Documentation preparation (AML/CTF, policies, business plan)

EUR 2,000–5,000

RNG/game certification

EUR 1,000–5,000

Domain/website compliance setup

EUR 500–2,000

Total Year 1 (estimate)

EUR 22,000–35,000

This makes Anjouan the most affordable licensed iGaming jurisdiction globally for Year 1. By comparison: Curaçao B2C costs ~EUR 47,000/year in license fees alone; Vanuatu costs EUR 10,000/year (but with EUR 5,000 application + corporate setup); Malta MGA costs EUR 25,000/year minimum plus EUR 5,000 application.

Tax Position


Tax

Rate

Gross Gaming Revenue (GGR) tax

0% — no gaming revenue tax at Anjouan level

Corporate income tax in Anjouan

0%

Tax in company incorporation jurisdiction

Depends on chosen jurisdiction (0% in Belize/Seychelles/Anjouan)

Important caveat: The 0% rate applies at the Anjouan level. Operators may still have tax obligations in their home country or in jurisdictions where they generate revenue, depending on their corporate structure and resident status. Tax advice from a qualified adviser is essential.

Application Process and Timeline

The Process

Step 1 — Preliminary review (1–3 days) Share your business plan and operator intentions with Zitadelle AG for an initial feasibility assessment. Confirm the business model is not on Anjouan's prohibited list and that all key persons are eligible.

Step 2 — Corporate structure selection (1 week) Determine the optimal company incorporation jurisdiction (Belize, Seychelles, Costa Rica, or Anjouan). Incorporate the legal entity.

Step 3 — Document preparation (1–3 weeks) Compile full documentation: personal due diligence for all directors and UBOs (criminal records, source of funds, certified passports), business plan, AML/CTF policies, responsible gaming framework, RNG certificates, platform description, and T&Cs.

Step 4 — ALSI submission (1 day) Submit the complete application package through ALSI's online portal with all required documentation.

Step 5 — ALSI review and approval (2–4 weeks) ALSI reviews documentation, conducts fit-and-proper checks on all key persons. If documentation is complete and all persons pass assessment, approval is typically issued within 2–4 weeks. Incomplete applications trigger information requests and extend timelines.

Step 6 — License issuance and domain authorization Upon approval, the license is issued. Domains are registered in the ALSI system. The ALSI data replication/server service is activated.

Realistic Timeline


Scenario

Timeline

Best case (complete docs, clean backgrounds)

10–15 business days

Standard case (minor document requests)

4–6 weeks

Complex case (multiple UBOs, additional scrutiny)

2–3 months

The 2–4 week marketing claim is achievable for well-prepared applications. Realistically, plan for 4–6 weeks for a standard application with Zitadelle AG's pre-submission document review — and 2–3 months if complications arise.

What the Anjouan License Allows (and Prohibited Markets)

Global Coverage

The Anjouan license permits operators to accept players from most international markets — it has one of the broadest geographic coverages of any offshore license. However, operators must implement GEO IP blocking to restrict access from prohibited jurisdictions.

Prohibited Markets (Standard)

Players from the following jurisdictions must be blocked by GEO IP technology:

  • United States

  • United Kingdom

  • France

  • Germany

  • Netherlands

  • Australia

  • Austria

  • Spain

  • Curaçao (residents of Curaçao may not play on Anjouan-licensed sites)

  • All FATF blacklisted countries

  • Any other jurisdiction banned by the AOFA

This is broadly consistent with other offshore licenses (Curaçao bans US and its own residents; Vanuatu requires compliance with target market laws). Operators should conduct their own legal analysis for any specific market they intend to target.

Crypto Gaming — Fully Supported

The Anjouan gaming license explicitly permits cryptocurrency payments and crypto-focused casino models. Bitcoin, Ethereum, stablecoins, and other digital currencies are permitted without specific restrictions, subject to standard AML monitoring and KYC requirements. This makes Anjouan particularly well-suited for crypto-native iGaming operators.

Banking and PSP Reality Check — The Most Important Section

This is the most honest and commercially important section of this guide. The Anjouan license's primary operational challenge is not the application process — it is payment infrastructure.

The Challenge

Anjouan is a newer, lower-profile jurisdiction than Curaçao or Malta. Some payment service providers and banking institutions have not yet fully onboarded Anjouan-licensed entities to their standard high-risk merchant programs. In practice:

  • Some PSPs and EMIs accept Anjouan-licensed operators directly — particularly those specializing in high-risk and offshore iGaming

  • Many Tier-1 PSPs (particularly EU-based) may require Curaçao, Isle of Man, or Malta alongside

  • Most crypto payment processors are highly accommodating of Anjouan-licensed entities

  • Traditional banking (direct merchant accounts with European banks) is challenging and often not possible without additional corporate structuring

The Standard Solution: Payment Agent Structure

Most Anjouan-licensed operators who need conventional fiat payment processing establish a Payment Agent Company in a more recognized jurisdiction — typically Cyprus, Estonia, the UK, or another EU country — which holds the merchant accounts and PSP relationships. This Payment Agent routes fiat payments to and from the Anjouan-licensed operating entity.

This adds cost (EU company formation + ongoing maintenance: ~EUR 3,000–8,000/year) but solves the payment access problem for operators who need fiat rail coverage beyond what Anjouan's direct acceptance provides.

Crypto-only operators often avoid this complexity entirely — crypto payment processors are broadly Anjouan-license-compatible.

Zitadelle AG's Approach

We assess your specific payment requirements before the licensing process begins. For operators who need broad fiat PSP coverage, we design the Payment Agent structure alongside the Anjouan license as an integrated solution — so you launch operationally complete, not discovering PSP limitations after licensing.

Anjouan vs. Other iGaming License Jurisdictions


Factor

Anjouan

Curaçao (LOK)

Vanuatu

Malta (MGA)

Isle of Man

Annual fee

~EUR 17,000

~EUR 47,000

EUR 10,000

EUR 25,000

~USD 5,000–40,000

Application fee

Included in annual

ANG 9,000 (~EUR 4,600)

EUR 5,000

EUR 5,000

~USD 5,000

GGR tax

0%

0%

1%

5% (Malta GGR)

0.1–1.5%

Corp. tax

0%

2% (net profit)

N/A

35% (rebatable ~5%)

0%

Timeline

2–4 weeks

4–6 months

~60 days

6–12 months

3–6 months

License term

Annual

Annual

15 years

10 years

5 years

Physical presence required?

No

Yes (office + director)

Yes (resident director)

Yes

Yes

Server in jurisdiction?

Yes (ALSI managed)

Yes (Tier-IV)

No

No

No

EU passporting

❌ No

❌ No

❌ No

✅ Yes

❌ No

Crypto gaming

✅ Excellent

✅ Good

✅ Good

Limited

✅ Good

PSP acceptance

Variable

Good (improving)

Moderate

Excellent

Excellent

No-office requirement

Unique advantage

Best for

Fastest/cheapest entry, crypto-native, lean startups

Global mid-tier, multi-brand

15yr stability, Pacific ops

EU retail

Premium offshore

Anjouan's clearest competitive position: When speed and minimal upfront investment are the priorities — particularly for crypto-native operators, MVPs, and businesses testing their model before committing to a higher-cost license — Anjouan is the fastest and most affordable legitimate iGaming license available globally.

Who Should Get an Anjouan Gaming License?

Best Suited For

Early-stage and bootstrapped operators who need to launch quickly and cost-effectively while building revenue before committing to EUR 47,000+ annual Curaçao fees or a 6-month Malta process. Anjouan is explicitly positioned as a launch platform, not a final destination for most serious operators.

Crypto casino operators — the license's explicit crypto-friendliness and crypto payment processor acceptance make it ideal for Bitcoin casino, Ethereum gambling, and blockchain gaming platforms.

MVP/market testing launches — operators testing a new gaming concept or market before deciding whether to invest in premium licensing can use Anjouan to generate real operational data with real players.

Operators migrating from unlicensed operations — Anjouan offers a fast route to legal status for operations that have been running without appropriate licensing.

White-label operators — Anjouan's coverage of all verticals under one license, combined with no physical presence requirement, makes it practical for white-label businesses managing multiple brands.

Non-EU, non-UK, non-AU focused operators — for operators targeting Latin America, Africa, Southeast Asia, and Eastern Europe where Anjouan's acceptance by local PSPs and affiliates is strong.

Consider a Higher-Tier License If

You need EU retail access — Malta MGA is the only route. Anjouan provides no EU passporting.

Your core PSP partners require Curaçao, Malta, or Isle of Man — validate partner requirements before committing to Anjouan.

You are seeking institutional investment — VCs and institutional investors typically require Isle of Man, Malta, or Curaçao licenses for portfolio companies.

You need long-term licensing stability — Anjouan's annual renewal term and evolving regulatory landscape introduces more renewal risk than Vanuatu's 15-year license or Malta's 10-year license. Plan for a potential regulatory upgrade as your business scales.

Your affiliate and media buying partners require higher-tier licensing — some premium affiliate networks prioritize Malta and Curaçao-licensed operators.

Anjouan as a Stepping Stone — The Staged Licensing Strategy

The most successful operators using the Anjouan license treat it as a Stage 1 license in a deliberate multi-stage strategy:

Stage 1 (Months 1–18): Anjouan Launch quickly on Anjouan. Build your player base, prove your product, generate revenue, and establish operational systems and compliance infrastructure.

Stage 2 (Month 12+): Add Curaçao or Vanuatu Once you have revenue and operational history, apply for a Curaçao LOK B2C license or a Vanuatu Interactive Gaming License alongside your Anjouan license. This expands PSP acceptance and improves banking access while you maintain Anjouan for markets where it already works.

Stage 3 (As needed): Malta MGA For operators targeting EU retail markets or seeking premium institutional credibility, Malta MGA is the logical final stage.

Zitadelle AG designs multi-jurisdiction licensing structures that allow each stage to operate simultaneously while building toward the next. The Anjouan entity can remain operational even as higher-tier licenses are obtained — serving specific market segments where it is the optimal choice.

How Zitadelle AG Supports Your Anjouan Gaming License

Zitadelle AG provides comprehensive support for Anjouan gaming license applications:

Corporate structuring — selection and formation of the optimal company jurisdiction (Belize, Seychelles, Costa Rica, or Anjouan) for your specific risk profile and banking requirements.

Full documentation preparation — business plan, AML/CTF policy, KYC procedures, responsible gaming framework, T&Cs, privacy policy, and all personal due diligence documents for directors and UBOs.

ALSI application management — end-to-end application submission and ALSI liaison, including responses to any information requests during the review process.

Payment infrastructure advisory — honest assessment of PSP and banking options for your specific business model; Payment Agent Company structure design for operators needing full fiat payment coverage; crypto payment processor connections.

RNG certification coordination — connecting clients with accredited testing labs for game fairness certification as required by ALSI.

Compliance framework setup — GEO IP blocking implementation guidance, responsible gaming tool setup, and AML/CTF program that satisfies ALSI and scales with your operation.

Upgrade pathway planning — for operators using Anjouan as a launch platform, Zitadelle AG designs the corporate structure from the start to allow seamless addition of Curaçao, Vanuatu, or Malta licenses without restructuring.

Frequently Asked Questions (FAQ)

What is the Anjouan gaming license? The Anjouan gaming license is an offshore iGaming authorization issued by the Anjouan Offshore Finance Authority (AOFA) and administered by ALSI, under the Computer Gaming Licensing Act 2005. It is a single license covering all iGaming verticals (casino, sports betting, poker, crypto gaming, eSports) for both B2C and B2B operators.

How much does the Anjouan gaming license cost? Approximately EUR 17,000–17,828 per year (covering up to 2 URLs, including ALSI server/data replication service). Total Year 1 costs including company formation and documentation typically run EUR 22,000–35,000. This is the most affordable legitimate offshore gaming license available.

How long does it take to get an Anjouan gaming license? 2–4 weeks for a well-prepared application with clean documentation. Realistically plan 4–6 weeks for a standard application. Complex structures or documentation deficiencies can extend this to 2–3 months. Anjouan is the fastest-to-obtain legitimate gaming license globally.

Is a physical office in Anjouan required? No. The Anjouan gaming license has no physical office, local director, or local employee requirement. This is one of its most distinctive advantages over Curaçao, Mauritius, Seychelles, and Malta — all of which require local presence.

Do servers need to be in Anjouan? Yes. Both the gaming server and player database must be hosted in Anjouan. In practice, ALSI provides this service as part of the licensing package — operators do not need to independently source Anjouan-based hosting.

Is the Anjouan license accepted by PSPs and payment providers? Acceptance varies. Many iGaming-specialist PSPs and EMIs accept Anjouan-licensed operators. Major EU-based payment processors may require additional structures. Most crypto payment processors are compatible. Operators who need full fiat PSP coverage typically establish a Payment Agent Company in Cyprus, Estonia, or the UK alongside the Anjouan license.

Can I accept crypto payments with an Anjouan license? Yes. The license explicitly supports cryptocurrency payment processing and crypto-focused gaming platforms. Anjouan is one of the most crypto-friendly gaming jurisdictions available.

What markets can I serve with the Anjouan license? Most international markets except: USA, UK, France, Germany, Netherlands, Australia, Austria, Spain, Curaçao residents, FATF blacklisted countries, and any jurisdiction banned by AOFA. GEO IP blocking must be implemented for all prohibited jurisdictions.

Is the Anjouan license legitimate? Yes. The AOFA is a legally constituted regulatory body under Anjouan's government. The license is a genuine regulatory authorization. Its limitations are about recognition and acceptance by banking and institutional partners — not legality. Operators with clean compliance operations, robust AML/KYC, and responsible gaming tools have built successful businesses on Anjouan licenses.

What changed in 2025 for the Anjouan gaming license? The key 2025 update was the introduction in July 2025 of mandatory B2B License Recognition Certificates (EUR 9,500/year) for all software, platform, payment, and game suppliers working with Anjouan-licensed operators. Enhanced AML/KYC checks were also implemented, and a simplified re-registration pathway was introduced for operators migrating from other jurisdictions.

Can I upgrade from Anjouan to Curaçao or Malta later? Yes — and this is the recommended strategy for operators who launch on Anjouan and then scale. Zitadelle AG designs corporate structures that accommodate adding a Curaçao LOK or Vanuatu Interactive Gaming License alongside the Anjouan license without full restructuring.

Ready to Launch with the Anjouan Gaming License?

For operators who need to get to market fast, minimize initial capital outlay, and maintain maximum operational flexibility — particularly in the crypto gaming space and for non-EU markets — the Anjouan gaming license is the most efficient entry point in the global iGaming licensing landscape.

Contact Zitadelle AG today for a free consultation on Anjouan licensing, Payment Agent Company structuring, and multi-stage licensing strategy.

📞 Call / WhatsApp / Telegram: +357 96 649654 🌐 Website: www.zitadelleag.com 📅 Book a Free Consultation

This article is for informational purposes only and does not constitute legal advice. Anjouan gaming license fees, requirements, and regulatory procedures evolve. Always consult a qualified advisor — such as Zitadelle AG — before initiating a licensing process. Last updated: March 2026.

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