July 2, 2025
How to Obtain an Estonian Gambling License (Betting & Casino) — With Zitadelle AG
Why Estonia? A Smart Gateway to the European Gaming Market
Estonia is a leading destination for gambling operators seeking a fast, transparent, and fully EU-compliant license. Managed by the Estonian Tax and Customs Board, the jurisdiction offers:
Access to the EU Market – Licensed entities can legally operate across the EEA.
Low Gambling Tax – Only 6% GGR in 2025, decreasing to 4% in future.
Digital Infrastructure – Online-focused licensing and efficient compliance.
Full Foreign Ownership – No local shareholder requirement.
High Reputation – Strong regulatory standards and low corruption risk.
Estonia's Gambling Market Value – Over €390 million net.
License Structure: Two-Tier System
1. Activity License
Authorizes the organization of gambling (casino games, toto/sports betting).
Processing time: ~4–6 months
Validity: Indefinite
2. Operating Permit
Allows actual operation of games — online or physical (casino, betting, etc.).
Processing time: 2–4 months
Validity:
Casino: 5 years
Sports betting: up to 20 years
⚠️ Each new game/software and online platform must undergo approval before operations begin.
Financial Requirements
License Type | State Fees | Minimum Share Capital |
|---|---|---|
Betting (Toto) | €31,960 + €3,200 | €130,000 |
Casino | €47,940 + €3,200 | €1,000,000 |
Reserves: An additional reserve must be formed from annual profits (at least 1/3 of share capital).
Monthly Tax Reporting: Must be submitted via a local accountant.
Company Setup Requirements
Category | Requirement |
|---|---|
Entity Type | Estonian OÜ (Ltd) or AS (Plc) |
Activity Scope | Gambling must be the only business activity |
Foreign Ownership | Allowed – 100% non-resident ownership |
Minimum Directors | One (preferably resident) |
AML Compliance | Must appoint a local AML officer (unless covered by local board member) |
Background Checks | Required for all UBOs, directors, and shareholders |
Non-resident companies must first register with the Estonian Tax and Customs Board as non-resident taxpayers.
Online Casino & Sports Betting Requirements
To operate online, you must:
Host servers in Estonia or an EU/EEA country with a cooperation agreement.
Implement a Gambling Data Recording System (EAKS) that integrates with the Tax and Customs Board’s X-Road system.
Complete a pre-launch IT system audit.
Certify each game/software with an approved testing laboratory.
Provide responsible gambling tools: age verification, self-limits, and access to problem gambling registers.
Zitadelle AG – Your Trusted Partner in Estonian Gambling Licensing
Zitadelle AG is a premier consultancy specializing in regulatory and licensing support across Europe and Asia. Our experts provide end-to-end assistance with the Estonian Gambling License process:
How We Help:
Eligibility Assessment – Review your business model, structure, and readiness.
Company Formation – Register your Estonian entity and handle tax registration.
Capital & Reserve Guidance – Help plan and allocate required funds.
Document Preparation – Draft your business plan, internal controls, AML/KYC policies, and more.
Liaison with Regulators – Communicate with the Estonian Tax and Customs Board on your behalf.
System Audit Coordination – Assist with IT compliance and audit requirements.
Post-License Compliance – Ongoing support with reporting, game approvals, and renewals.
Frequently Asked Questions (FAQ)
Q1: How long does it take to get licensed in Estonia?
On average, 4–6 months for the Activity License, plus 2–4 months for the Operating Permit.
Q2: Can non-Estonian or non-EU companies apply?
Yes, but they must register as non-resident taxpayers in Estonia and meet server/audit conditions for online gambling.
Q3: Is the license valid outside Estonia?
Yes. The Estonian license allows operators to legally offer services across the entire EU/EEA, making it a strategic base for expansion.
Q4: Is there any local staffing requirement?
A resident AML officer is needed, unless a local board member assumes that role. It’s recommended to have at least one Estonian director.
Q5: Do I need a separate permit for each game?
Yes. Every game or software must be individually certified and approved before going live.
Q6: What taxes apply?
Gambling tax is 6% of net GGR (gross gaming revenue) in 2025, increasing to 7% in 2026, with a proposed plan to reduce it to 4% in the coming years.
Ready to Launch in Estonia?
Whether you are launching an online casino, sportsbook, or hybrid operation, Zitadelle AG can help you navigate the complex licensing process and go live faster and fully compliant.
📩 Contact us today for a consultation and take the first step toward securing your Estonian Gambling License.
