Regulatory changes we're tracking and practical guides from the team that prepares the applications.
Payments & EMI
Complete guide to Bank Negara Malaysia (BNM) merchant acquiring registration. Malaysia processed 18.4 billion e-payment transactions in 2025 — 25% YoY increase. Stripe, ShopeePay, TNG Digital, Razer licensed. BNM vs MAS distinction explained. Multi-jurisdiction ASEAN payment strategy. Zitadelle AG Malaysia office.
Payments & EMIUpdated
The complete 2026 guide to starting an EMI or PSP payment company — license types, jurisdiction comparison (Lithuania, Singapore, Mauritius, Labuan, Canada), technology stack, capital requirements, and realistic budgets from USD $50,000 to USD $500,000+.
Payments & EMIUpdated
Complete 2026 guide to obtaining an EU EMI license. What is an EMI license, EMI vs PI comparison, Lithuania vs Cyprus vs Malta, EUR 350,000 capital requirement, PSD3 transition timeline, and full application process.
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