Banking & Investment Banking Authorization — All Jurisdictions
Zitadelle AG assists financial institutions, FinTech groups, neobanks, and private banking structures in obtaining banking and investment banking authorizations across multiple jurisdictions. From offshore bank licenses to digital banking frameworks and investment banking authorizations — select a jurisdiction below for full requirements, capital thresholds, and application details.
What distinguishes banking and investment banking authorizations from other financial licenses?
A banking license — whether offshore, digital, or investment banking — typically carries higher capital requirements, more intensive regulatory scrutiny, and broader permitted activity scope than an investment dealer or broker license. Banking authorizations permit deposit-taking, credit provision, treasury operations, and payment services that are not available under standard investment or securities licenses.
Zitadelle AG advises on the optimal banking structure for your business model — including whether a full bank license, a digital bank authorization, an investment banking license, or a securities dealer license is the right fit. We will tell you honestly if a banking license is more than your model requires.
Dominica — Offshore Banking License
Regulated by the FSU under the Offshore Banking Acts. Retail, investment, and crypto banking scope. USD $1M minimum capital. 8–12 month timeline.
View detailsLabuan — Digital Bank License
LFSA-regulated digital banking with relaxed capital (RM 50M) under extended LFSA circular to December 2026. Islamic banking and fintech-compatible framework.
View detailsLabuan — Investment Banking License
Broad investment banking scope including securities dealing, forex, derivatives, PAMM/MAM, crypto (with approval), and M&A advisory. 3% corporate tax. Notable licensees: Exness, RoboMarkets, B2Broker.
View detailsMauritius — Digital Bank License
Bank of Mauritius regulated digital-only banking. Phased approach: MUR 200M capital (mobilisation phase), 10+ full-time staff. Ideal for neobanks and FinTech groups.
View detailsMauritius — Investment Banking License
FSC Mauritius regulated under Financial Services (Investment Banking) Rules 2016. MUR 50M minimum capital (~USD $1.26M). 5-year corporate tax exemption. M&A, capital markets, asset management.
View detailsSamoa — Offshore Banking License
SIFA-regulated under the International Banking Act 2005. Class A (full) and Class B (restricted) licenses. USD $10M+ capital. Flexible and confidentiality-oriented framework.
View detailsSVG — Bank License & Finance Company
FSA-regulated banking and finance company structures. Suitable for international lending, payment processing, trade finance, and offshore holding structures.
View detailsConsidering a banking authorization?
Our senior advisors will assess feasibility and guide you through the licensing process — from jurisdiction selection to post-authorization compliance.